Terms of Use | HECM.cash

Acceptance of Terms

By accessing or using HECM.cash (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Educational & Advertising Purposes Only

This website is a service provided by Billy Robles, NMLS #2751970, for advertising purposes only. It does not constitute an offer for extension of credit or a commitment to lend, and is not affiliated with, endorsed by, or sponsored by any government agency. Nothing on this Site is an offer to enter into an agreement, and no such offer or commitment may be made except in writing signed by an authorized representative of E Mortgage Capital, Inc. All loan programs, rates, and terms are subject to change without notice, underwriting approval, and may not be available in all states.

No Financial or Professional Advice

Content on this Site, including any calculators, estimates, or illustrations, is provided for general informational purposes only and does not constitute financial, tax, or legal advice. Always consult a HUD-approved counselor and a qualified financial, tax, or legal professional before making decisions about a Home Equity Conversion Mortgage.

Intellectual Property

The text, graphics, and layout of this Site are owned by or licensed to HECM.cash and may not be copied, reproduced, or distributed without prior written permission, except for personal, non-commercial use.

Third-Party Links & Embedded Content

This Site may link to or embed content from third-party websites and services (for example, a lead-request form or video hosting). We do not control and are not responsible for the content, privacy practices, or availability of those third-party sites.

Disclaimer of Warranties & Limitation of Liability

This Site is provided “as is” without warranties of any kind, express or implied. To the fullest extent permitted by law, HECM.cash, Billy Robles, and E Mortgage Capital, Inc. disclaim liability for any damages arising from your use of, or inability to use, this Site.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.