Find HUD-approved counselors, government agencies, and consumer protection resources in your state.
Choose your state to find HUD-approved counselors and state-specific consumer protection agencies.
Official HECM information, counselor directory, and resources.
HECM insurance and program guidelines.
Consumer protection information and complaint filing.
Independent reverse mortgage information and counseling.
Senior-focused financial education and reverse mortgage resources.
Industry association with consumer education resources.
Federal law requires all HECM applicants to complete counseling with a HUD-approved housing counselor before proceeding with a loan application. This counseling is designed to ensure you fully understand how a reverse mortgage works, the costs involved, and alternatives that may be available.
Use the HUD Counselor Search Tool or select your state above to find approved counselors in your area.